One question that we’re often asked here at when homeowners come into some money is whether it’s a good idea to pay their mortgage off early or whether they could put the funds to some better use. If you have just had an unexpected windfall and are wondering whether you should use it to pay …
More people than ever before these days are investing in Bitcoin now that this innovative virtual currency is becoming increasingly mainstream. However, if you’re keen to use the profits of your cryptocurrency investment to fund your home purchase in you may find that you run into a few difficulties. Using Bitcoin As A Deposit It …
Many prospective homeowners in believe that it’s a good idea to give mortgage brokers a wide berth when trying to secure the right mortgage deal for them, primarily due to the costs associated with their use. However, it’s important to remember that a team of skilled mortgage brokers, like ours at , have the knowledge …
Finding the best mortgage for you when buying a property in can be quite daunting. There seem to be new products and lenders appearing on the market every day, so working with a qualified and experienced team of mortgage brokers like those here at makes sense when you want to find the best deal for …
A Decision in Principle (DIP) is something you get from a mortgage provider that shows a provisional amount they may be willing to lend you if you pass all the checks. It is sometimes known as an Agreement in Principle, a mortgage promise or several other terms – they are different names for the same …
In the UK, the most popular fixed rate mortgages are 2 year and 5 year products. There are other options, and deciding which is best for you is not always straightforward – it is actually one of the more common questions asked of mortgage brokers. The interest rates and fees can make comparisons quite complex, …
If you want to move house and bring your current mortgage deal with you, it may be possible to port your existing mortgage. However, your lender will need to perform the same checks they did when you first took out that mortgage and any changes in your circumstances (like credit issues or a change in …
If you are looking to buy your first property, it is not uncommon to feel a mixture of excitement and panic. In this guide, we will outline the basics of how to get started buying your first home. Can I afford it? The first thing to do is assess what you will need to buy …
The monthly repayments are not the only cost you need to consider when getting a mortgage. There are other fees like solicitor costs, valuation fees and Stamp Duty Land Tax to cover. People often underestimate how much these additional fees stack up, so we have compiled this article to fill you in on some of …
New build properties are worth considering, particularly for first-time buyers, as they can enable you to access certain government support schemes. However, it’s crucial to weigh up the pros and cons of new build properties, as the upsides come with some downsides that you should be aware of. In this article, we will look at …