Remortgage Articles

Can I Purchase A Property Through My Business?

Consulting A Tax Professional Or Accountant Will Be Necessary If you own a business in and want to purchase a property, whether to live in yourself or to rent out as a buy to let investment, you may be wondering whether you can do it through your business. The team of mortgage advisors here at

Is The 50-Year Mortgage Coming To The UK?

As The Cost Of Living Rises, Mortgage Payments Are Going Up Many prospective homeowners in worry about being able to get a mortgage that will allow them to get their foot on the property ladder. As the cost of living rises, mortgage payments are going up and a standard term mortgage may seem unaffordable. However,

The Pros And Cons of Early Mortgage Repayment

There Are Certain Benefits That Come With Paying Your Mortgage Off Early! Here at , we’re often asked whether it’s worth paying off a mortgage early, and it’s a question that has no single answer. Here, we’ve brought together the advantages and disadvantages of repaying your entire mortgage debt early so that homeowners in can

What Will Happen If I Pay Off Somebody Else’s Mortgage?

What Happens If You Want To Pay Off Somebody Else’s Mortgage? Here at , we’ve advised several parents in who are interested in paying off their adult child’s mortgage for them, and while, from the perspective of the lender, there’s no reason why they’d be prevented from doing so, it’s important to recognise that some

Will The Interest Rate Changes Affect My Mortgage?

August 2022 Has Seen The Biggest Single Base Rate Increase In Almost Three Decades Over the past few months, there has been a steady increase in interest rates in an attempt to control inflation. However, August 2022 has seen the biggest single base rate increase in almost three decades – a leap to 1.75%. It’s

A Guide To Mortgage Exit Fees

Exit Fees Could Impact On The Cost Of Your New Mortgage If you have a mortgage on a property in and are considering remortgaging with another lender or repaying your loan early, you’ll need to know about mortgage exit fees as they could have an impact on you and your finances. Depending on your lender,

What Happens If I Get A Different Job After Applying For A Mortgage?

Will Switching Jobs Affect Your Mortgage Application? Your job is a core component of your mortgage application. After all, your prospective lender needs to be certain you’ll be able to repay the money that they lend. However, these days many people in change jobs regularly. But, whether you want a better work/life balance, a higher

Can I Remortgage my Property if I’m Self-Employed?

Lenders Today Are Better At Assessing Self-Employment Mortgage Applications Many people with a mortgage on their home in consider remortgaging their property in order to avoid going onto their current lender’s standard variable rate which could be extremely expensive. However, if you’re self-employed, is it possible to remortgage? Fortunately, lenders today are becoming better when